That was the ticket. The problem jumped out as soon as I had Procmon64 running. To access my bank I have to have a program installed, IBM Trusteer Rapport. I thought it was just for the browser while I’m trying to access the bank. But it turns out the damn thing thinks it’s a virus scanner and is checking more than I expected. I’ve turned it off and going to leave it that way until I need to access my bank. I might contact IBM but I’m not optimistic about that.
Thanks to those who looked at this.
Mark